The Receipt Data Platform Powering
Innovation in Commerce

We help you unlock and activate item-level receipt data to power commercial and consumer applications.

Our first-of-its-kind data infrastructure enables secure collaborations between all types of merchants, banks, fintechs, and their commerce partners

Connect with us

THE OPPORTUNITY

Item-level receipt data is a powerful but largely untapped data source in payments commerce, often because the options for integrating this data across partners are complex, messy, and slow to realize value.

Our privacy-first data collaboration platform helps merchants, banks, fintechs, and other partners enrich transactions with receipt data to unlock new commercial and consumer solutions via a single secure connection — simply, quickly, and confidently.

Merchant receipt data connected to Banyan's data infrastructure platform connected to Financial Institution payment card data

PLATFORM BENEFITS

Data precision, transparency, & control

Our first-of-its-kind platform makes it incredibly easy to collaborate with other merchants, banks, or fintechs to realize value from item-level receipt data intelligence, controls, and personalization. As a Banyan partner, you gain:

Simplicity: Complex data integrations made easy for your team
Speed: Fast to market data integrations
Flexibility: A single data connection enables many solutions across many partners

OUR PARTNERS

Banyan Platform Partner Benefits

Merchants

Amplify ROAS in bank marketing channels, harness operational savings, and create more engaging experiences for new and loyal shoppers.

Banks

Increase customer digital engagement, enable operational efficiencies, and personalize card products to foster top-of-wallet spend preference.

Fintechs

Move fast, focus on core innovation areas for growth, and scale easier. We help make it easy for you to unlock receipt data intelligence and in-store + ecommerce product innovation.

Card-Linked Offer Platforms

Improve offer construct flexibility, value, and revenue attribution to enable greater merchant participation and bank card-member offer relevancy and engagement.

Solutions

Use-Cases

Leading companies are leveraging Banyan’s data infrastructure to apply receipt-level data to existing and new business opportunities. Some of the use-cases that deliver greater data precision, transparency, and control for our partners include:

Enhanced Card-Linked Offers

Use SKU-level data to enable offer customization (category, exclusions, brand, or product-level), improve revenue attribution, and grow engagement.

Customize Card Rewards & Benefits

Precision receipt data powered personalization of card rewards, benefits, marketing, and servicing for general purpose rewards cards and cobrand partnership cards.

Disputes & Chargebacks

Provide clarity for cardholders and enable agent servicing efficiency for fraud disputes and chargebacks with item-level receipt data in banking apps

Expense Management

Enable business card receipt data directly into expense platforms to reduce manual reporting, speed reconciliations,and improve spend controls & out of policy reimbursements.

Item-level Payment Reconciliation

Go beyond the 'total amount' and reconcile cardholder and virtual payments transactions at the item level for improved spread management.

HOW IT WORKS

How Our Data Collaboration Infrastructure Works

For Developers

We securely ingest merchant receipt data and financial partner transaction data (via batch or API).

Using de-identified data elements, we clean, match, and organize the data into a common schema.

Our low latency infrastructure then delivers permissioned use-case data elements to partners.

The Receipt Data Platform Powering
Innovation in Commerce

We help you unlock and activate item-level receipt data to power commercial and consumer applications.

11.5B+

2M+

27K+

4K+

Data precision, transparency, & control